How to manage your cash flow
A simple and efficient way to automatically manage personal cash flow
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A simple method of asset allocation
A simple method of evaluating asset allocation and achieve recession proof finances.
A simple method of asset allocation Read More »
Locked down – 5 hurdles to overcome
How to think and act in these trying times, for your personal finance.
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The 4-Q way of protecting your finances from coronavirus driven volatility
One of the questions all investors consider is how to spread their investments. This is super essential in a volatile economic environment that we are now being forced by coronavirus. Coronavirus is already sending stock markets across the world in a downward spiral, companies may find it difficult to service debt and hence affect bonds,
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The Power of Financial Scribble
A picture is worth a thousand lines of a spreadsheet.
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Who moved my cheese? How to deal with changes in financial plans
The title is taken from a famous book as below. Even though it is meant to be a management philosophy, it applies to the subject of personal finance as well. Financial Planning does not work? There is a proverb in the military – Plans are good till the first bullet is fired. Some of us
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The SAFE plan – Simple, Automated, Flexible and Efficient
Safety in financial world is an oft-repeated word, and is mentioned in contrast to risk and growth. We talk a lot about risk-return trade-off, safety of invested principal in long term and short term investments. There is another way of looking at Financial Safety. The SAFE plan described below is a way of setting up
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Good Buy or Good bye a house purchase
I had been thinking of upgrading to a bigger house for some time now. This is a difficult decision when you struggle to justify more debt, more wants and lifestyle creeps. There are various factors to consider in deciding whether you buy that next dream house or say goodbye to your wants for a duration,
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Welcoming Twenty – 20
Goodbye 2019 and welcome 2020. The post summarizes action items for me to wrap up 2019 and setup another great financial year 2020.
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Afraid of investing? Not so simple either
There are two aspects of investing that are often in war with each other. Fear and Simplicity.
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