Author name: kingshuk.ban

There is a talk of recession everywhere. Some predict its very near in the US, while some others think we are already in a recession. Whatever the technical definition is, personal finance is still personal – in good times and in recessionary times. Yes your stocks and bonds investments may be down by 20-30% or […]

In the previous three blog posts, we have seen how to start from a Financial Health Check to implementing your goals using a Macro Budget. In this post, we will look at the next step – the Growth mindset in personal finance. This step is important because this is the last step which completes the

In the last two blogs, you have done the foundation of organizing your finances. It all begins with knowing your metrics and doing a health checkup on your finances. Once you know your metrics and the gaps that you have to fill, convert the gaps into SMART goals. Additionally, prioritize your other life goals as

How smart are SMART goals? Do you need to be really smart to plan your financial goals? As most of you may know, SMART is an acronym used in the productivity context. The first step in Personal Finance is to know what you need to achieve. It does not start with acquiring money or assets,

Health and Finances are very similar in nature. Both have a long term impact and ironically, often neglected by most people. It may be because the impact is not always so severe before it starts affecting your life. Let’s look at some examples from both fields. Is there any short term impact? Possibly no, unless

My significant other recently questioned me on the value of Financial Coaching. As any entrepreneur would have it, I have my own self doubts and challenges in my business. She is a good partner in terms of playing the devil’s advocate, which helps me immensely. At the moment, it seems like a discouragement and sometimes

When you buy a home, it is important to consider your overall financial situation. A blog on my recent personal experience in the housing market.